Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Located at Sparshatts of Southampton we are delighted to offer this 2020 red Volkswagen UP! 1.0 TSI GTI Euro 6 (s/s) 3dr is a compact and sporty hatchback designed for urban living. It features a powerful yet fuel-efficient 1.0-liter TSI engine, providing spirited performance while maintaining low running costs. Equipped with a parking camera, maneuvering in tight spaces is effortless. Bluetooth connectivity allows for seamless integration with smartphones for hands-free calling and audio streaming. With its eye-catching red exterior and sporty GTI styling, this UP! offers both style and practicality in one sleek package. PROMISE - At Sparshatts of Southampton our vehicles are extremely stringently selected and we pride ourselves in acquiring outstandingly good examples , we ensure that they have been maintained properly, we steer clear of heavily modified or obviously abused cars. We are extremely fussy and really do cherry pick ONLY the very best cars to retail which is why we have 5 star Autotrader reviews. All vehicles are deep cleaned and displayed indoors in our covered Southampton showroom - so weather and time of day isn’t a worry. We happily take part exchange, we provide all finance and loan packages that cater to all circumstances and budgets (including low credit rating) and we don't require any deposit for finance applications. Every vehicle is fully HPI checked and retail inspected. We can supply a fully comprehensive extended warranty for up to 3 years at an extra cost. If you prefer to contact us via WhatsApp you can reach us on 07920 231 484
INTERIOR
Air conditioning
Remote audio controls
12v power outlet
Vanity mirror
Central door locking
Cup holders
Rear view mirror
Electric windows
Start/Stop
Dynamic steering
EXTERIOR
LED lights
Front fog lights
Day time running lights
SAFETY
Side airbag
Electronic traction control
Headlight control
Side curtain airbag
Front airbag
Stability control
Electronic brake distribution
Brake assist system
Low tyre pressure indicator
Isofix preparation
Lane departure warning
TECHNOLOGY
Power steering
ABS
Bluetooth
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Greg and his team at Southampton are waiting to help you find your next car so please call on 023 8077 1112 for more details.