Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Havant are delighted to be offering this fantastic Citroen C4 Cactus in a solid yellow finish with complimenting two-tone cloth seats
It has a full main dealer service history last serviced 100 miles ago
It has only had 2 keeper
It passed its last MOT without refusal or any advisories
Standard equipment: Touchscreen stereo, Air Conditioning, Bluetooth with music streaming, USB port, DAB radio and cruise control with speed limiter, LED daytime running lights
INTERIOR

Air conditioning

Drivers Air Bag

Passenger Air Bag

Remote audio controls

12v power outlet

Vanity mirror

Central door locking

Cup holders

Rear view mirror

Electric windows

Remote boot/hatch/rear door release
EXTERIOR

Alloy Wheels

LED lights

Day time running lights

Roof rails

Tinted glass
SAFETY

Side airbag

Electronic traction control

Headlight control

Side curtain airbag

Front airbag

Stability control

Electronic brake distribution

Brake assist system

Low tyre pressure indicator

Isofix preparation
TECHNOLOGY

Electric Mirrors

Power steering

Cruise control

ABS

DAB Radio

USB Port

Bluetooth

AUX Point

On Board Computer

Multi Func Steering Wheel

Remote Locking
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Joe and his team at Havant are waiting to help you find your next car so please call on 023 9249 2666 for more details.