Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Swanwick are delighted to offer this Lovely Jaguar E-PACE P250 R-Dynamic HSE Automatic finished in Indus Silver Metallic with complimenting Black Leather Seats. This stylish well equipped premium SUV has had Three services completed with its most recent in November 2024. Its MOT test is valid until January 2025 and was passed without advisories
Features include; Apple Carplay/Android Auto, Panoramic Glass Roof, Sat Nav, Leather Seats, Heated Front Screen, Heated Front Seats, Electrically Adjustable Drivers and Passengers Seats with Memory Function, Cruise Control, Touch Screen Infotainment System, Bluetooth, USB, DAB Radio, Parking Camera, Front and Rear Sensors, Dual Zone Climate Controlled Air Conditioning, Auto Lights, Auto Wipers, 20 inch Alloy Wheels, Front and Rear Armrest, Drivers Passengers and Side Airbags, ISOFIX
* All of our vehicles go through a thorough preparation process and most are available to drive away on the same day.
* We offer superb finance packages, available with no deposit.
* Opportunity to protect your vehicle with up to a 3 year fully comprehensive warranty.
* Nationwide delivery available, please speak to our sales team team for more details.
* Prefer to message our sales team directly? You can do so via Whatsapp on 07920 231483
BUY WITH CONFIDENCE FROM SPARSHATTS
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Adie and his team at Swanwick are waiting to help you find your next car so please call on 01489 583333 for more details.