Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Havant are delighted to be offering this stunning and genuine low mileage Honda Civic finished in metallic blue with complimenting grey cloth seats.
It has been serviced 4 times by main dealer technicians.
We have just carried out a small service.
It has passed every MOT without refusal or any advisories.
Standard equipment: Touchscreen satellite navigation & stereo, digital cockpit, Apple Carplay & Android Auto, reversing camera, Bluetooth with music streaming, visual parking aid – front & rear sensors, adaptive cruise control with speed limiter, 2 USB ports, dual digital climate control and DAB radio.
INTERIOR

Air conditioning

Front Arm Rest

Rear Arm Rest

Drivers Air Bag

Passenger Air Bag

Adjustable Steering Column

Remote audio controls

12v power outlet

Vanity mirror

Central door locking

Front seat centre armrest

Rear seat centre armrest

Cup holders

Rear view mirror

Electric windows

Voice activating system

Remote boot/hatch/rear door release

Electronic hand brake
EXTERIOR

Alloy Wheels

LED lights

Front fog lights

Day time running lights

Electrically foldable mirrors

Heated washers
SECURITY

Anti-theft protection
SAFETY

Side airbag

Parking distance sensors

Electronic traction control

Headlight control

Side curtain airbag

Front airbag

Stability control

Electronic brake distribution

Brake assist system

Low tyre pressure indicator

Isofix preparation

Lane departure warning
TECHNOLOGY

Climate Control

Electric Mirrors

Power steering

Cruise control

ABS

Reversing Camera

Park Distance Control

Rain Sensor Wipers

Auto Lights

Sat Nav

DAB Radio

USB Port

Bluetooth

On Board Computer

Multi Func Steering Wheel

Remote Locking
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Joe and his team at Havant are waiting to help you find your next car so please call on 023 9249 2666 for more details.