Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Havant are delighted to be offering this stunning and genuine low mileage BMW 118 finished in metallic Sapphire black with matching black cloth seats
It has a BMW main dealer service history; the last service was carried out just over 600 miles ago
It has only had 1 keeper
It has just passed its MOT without refusal or any advisories
Optional equipment: Metallic paint, rear park distance control, front sports seats, run-flat tyres and sport leather steering wheel Total £1645
Standard equipment: Satellite navigation, Bluetooth with music streaming, visual parking aid – rear sensors, climate control, USB port, drive mode select, DAB radio and speed limiter
INTERIOR
Air conditioning
Front Arm Rest
Rear Arm Rest
Drivers Air Bag
Passenger Air Bag
Adjustable Steering Column
Remote audio controls
12v power outlet
Vanity mirror
Central door locking
Front seat centre armrest
Cup holders
Rear view mirror
Electric windows
Voice activating system
Start/Stop
Vehicle start button
Remote boot/hatch/rear door release
EXTERIOR
Alloy Wheels
LED lights
Front fog lights
Day time running lights
Tinted glass
Heated washers
SECURITY
Anti-theft protection
SAFETY
Side airbag
Electronic traction control
Headlight control
Side curtain airbag
Front airbag
Stability control
Electronic brake distribution
Brake assist system
Low tyre pressure indicator
Isofix preparation
Cornering brake control
TECHNOLOGY
Climate Control
Electric Mirrors
Power steering
ABS
Park Distance Control
Rain Sensor Wipers
Auto Lights
Sat Nav
DAB Radio
CD
USB Port
Bluetooth
On Board Computer
Multi Func Steering Wheel
Remote Locking
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Joe and his team at Havant are waiting to help you find your next car so please call on 023 9249 2666 for more details.