Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Havant are delighted to be offering this stunning Kia Sorento finished in pearlescent white with contrasting black full leather seats.
It has been serviced at 16775 & 35406 miles. We have just carried out an oil & filter service.
It has only had 1 keeper.
It has just passed its MOT without refusal or any advisories.
Standard equipment: Touchscreen satellite navigation & stereo, heated & electric full leather seats, Apple Carplay & Android Auto, digital cockpit, heated rear seats, heated steering wheel, reversing camera, Bluetooth with music streaming, visual parking aid – front & rear sensors, keyless entry & start, 4 USB ports, smart cruise control and drive mode select.
INTERIOR
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Air conditioning
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7 Seats
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Electric Drivers Seat
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Electric Passenger Seat
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Heated Front Seats
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Heated Rear Seats
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Front Arm Rest
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Rear Arm Rest
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Leather Interior
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Drivers Air Bag
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Passenger Air Bag
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Adjustable Steering Column
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Central door locking
EXTERIOR
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Alloy Wheels
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LED lights
SAFETY
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Side airbag
TECHNOLOGY
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Climate Control
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Electric Mirrors
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Cruise control
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Reversing Camera
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Park Distance Control
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Rain Sensor Wipers
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Auto Lights
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Sat Nav
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DAB Radio
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USB Port
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Bluetooth
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On Board Computer
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Multi Func Steering Wheel
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Remote Locking
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Joe and his team at Havant are waiting to help you find your next car so please call on 023 9249 2666 for more details.