Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.