Arranging finance with Sparshatts in partnership with Santander Consumer Finance is quick and easy*. We can get approval turned around in minutes! Our expertise with finance means that even if you think you might have a poor credit rating we can help arrange finance for you.
Use the finance calculator below to customise your finance and apply online today.
*Finance available from 8.9% APR. Representative 10.9% APR. Subject to status, 18s+, and any broker/lender disclosure.
Used Car Finance
If you’d like to finance your next used car purchase, you’ll have several options open to you.
Arranging your finance through the dealership is often the best way to fund your used car and offers many advantages to borrowing from a bank or other loan provider.
Dealer finance allows you to get a finance agreement that suits your borrowing requirements.
The interest rate is fixed which means that you know exactly what your monthly payments will be for the duration of the agreement and won’t change.
Find out more about the different types of finance we offer in the videos below.
Purchase Plan Finance
What is Purchase Plan finance?
A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.
Personal Contract Purchase (PCP) Finance
What is PCP finance?
Similar to a Purchase Plan agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.
Sparshatts of Havant are delighted to be offering this stunning Mini Clubman John Cooper Works finished in metallic Moonwalk grey with complimenting Dinamica & leather black seats.
It has been serviced by Mini main dealer technicians at 17159 miles. It has a service plan that lasts until 23/11/2025 or 62000 miles that can be transferred onto the new keeper.
It has just passed its first MOT without refusal or advisories.
Optional equipment: Navigation plus package, metallic paint, darkened rear glass, heated front windscreen and front passenger Isofix and airbag de-activation switch. Total £2445.
Standard equipment: Touchscreen satellite navigation & stereo, digital cockpit, heated black leather seats, reversing camera, Bluetooth with music streaming, visual parking aid – front & rear sensors, keyless entry & start, heated front windscreen, 2 USB ports, DAB radio and drive mode select.
INTERIOR
Air conditioning
Heated Front Seats
Front Arm Rest
Rear Arm Rest
Leather Interior
Drivers Air Bag
Passenger Air Bag
Adjustable Steering Column
Remote audio controls
12v power outlet
Vanity mirror
Central door locking
Front seat centre armrest
Cup holders
Rear view mirror
Electric windows
Voice activating system
Start/Stop
Vehicle start button
Remote boot/hatch/rear door release
Electronic hand brake
Parking assistance
EXTERIOR
Alloy Wheels
Heated Front Screen
LED lights
Day time running lights
Electrically foldable mirrors
Heated washers
SECURITY
Anti-theft protection
SAFETY
Side airbag
Parking distance sensors
Electronic traction control
Headlight control
Side curtain airbag
Front airbag
Stability control
Brake assist system
Low tyre pressure indicator
Isofix preparation
TECHNOLOGY
Climate Control
Electric Mirrors
Power steering
Cruise control
ABS
Reversing Camera
Park Distance Control
Rain Sensor Wipers
Auto Lights
Sat Nav
DAB Radio
USB Port
Bluetooth
On Board Computer
Multi Func Steering Wheel
Remote Locking
Having traded for over 30 years on the south coast we are confident that we will be able to provide you with the ideal car that both suits your lifestyle requirements and your pocket. All our cars are fully prepared and HPI inspected, meaning that you can if you wish to, take your car the same day.
Joe and his team at Havant are waiting to help you find your next car so please call on 023 9249 2666 for more details.